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Baja Auto Insurance: Nuisance Or Necessity?

Mexico's Baja Peninsula is one of the last wild frontiers accessible by car from the US and Canada. Every year thousands of adventurous travelers embark on road trips to Baja, but unfortunately not everyone knows makes adequate preparations for staying out of trouble and dealing with emergencies. Perhaps the most important is to always purchase Mexican auto insurance before you cross the border.

However, there's a company called Baja Auto Insurance which will offer you quality auto insurance at a low price. Don't mistake Baja Auto Insurance with Baja, Mexico.

However, if you got to this page because you were considering purchasing auto insurance in Mexico, be aware that US and Canadian auto insurance is not recognized by the Mexican authorities, so you will need to purchase Mexico car insurance before you cross into Mexico. The vast majority of Baja travelers choose to purchase their Mexico auto insurance off the internet prior to leaving their house for Mexico. The internet is the most convenient and economical place for acquiring Mexican insurance, but if you forget to buy Mexico insurance on the internet, you can also get your insurance at the last minute at an insurance location at the border.

This isn't to say that baja auto insurance, which has nothing to do with Baja, Mexico, isn't a good deal. If you got to this web page because you're wanting quality insurance, then know this isn't what I'm referring to.

Make sure to carry a copy of your Mexican insurance in your vehicle and a separate copy in your wallet or other location outside of your car. In the unfortunate event that your car is stolen, you do not want your only copy of insurance to be in the glove compartment. Not having a copy of your Mexico insurance will make it incredibly difficult to file your Mexican insurance claim. If you are in an auto accident, the Mexican authorities will also want to see your proof of Mexican auto insurance.

In lieu of Mexican insurance you will need to demonstrate solvency in the event of an accident. A Mexican insurance company guarantees payment in the event of an accident. Without this chances of you being detained are increased. Roads in Mexico are different than in the USA in that there are frequent pot-holes to mess up your front end and speed bumps when going through towns. This besides chickens or other four legged things running onto the road suddenly encourages the recommendation that most of your driving to be in daylight hours. Your passport or birth certificate or affidavit of citizenship as well as vehicle title and registration are required.

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